Real estate appraisal services for homeowners in the city of New Braunfels and Comal County

See the top seven reasons TX homeowners need Patricia Kimzey Appraisal:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. To cut a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If property needs to be divided because of a divorce
  7. To settle an estate in TX by determining the true market value of real estate in question

Need help determining the value of your home in or near New Braunfels, TX?
Contact Patricia Kimzey Appraisal.

At Patricia Kimzey Appraisal, we understand the particular needs of a homeowner in need of appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. As our client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Patricia Kimzey Appraisal, we're veterans in helping customers just like you remove unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in an area that's going down -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Patricia Kimzey Appraisal is your #1 weapon.

HELOC recently frozen?

If your house is in or near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Patricia Kimzey Appraisal can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.